No Down payment

Our Plans are designed with No Down Payment required. This means you can enjoy your new purchase and save your money.

no interest

Many of our options include a 3 month, 6 month or 12 Month Interest free period. Pay for the purchase in full in the designated time frame, and pay NO INTEREST. It is that easy

easy to apply, instant approval

Applying has never been easier. You can apply online, at home using your computer or cell phone. Applications only take 5 minutes to complete and you receive instant notification of your approval.

need more time

No Problem, with exclusive low interest options available, take your new purchase for up to 60 months with equal monthly payments


Choose the perfect plan

Find the right plan to suit your needs and budget

3 Months

Same as cash

6 Months

Same as Cash

18 Months

12 Months

same as cash

60 Months


Frequently asked questions

Congratulations, This is great news. All you have to do is stop in to your local Furniture Galaxy Location with 2 valid pieces of ID to complete the application. Once the identification has been verified, you are able to make your purchase.  

Your Furniture Galaxy Card is only valid for making purchases at Furniture Galaxy.  

You can use your Furniture Galaxy Card on all Products, and Services offered by Furniture Galaxy

You can make payments on your Furniture Galaxy Card many different ways 

  • Online Banking. you can add a payee in your online banking. Fairstone credit card would be your payee and you 16 digit account number would be need to be entered.* 
  • You can pay at your bank*. 
  • You can pay at any fairstone branch* 
*You will require your 16 digit account number to make any payments 

Yes, you may use your Furniture Galaxy Card as many times as you like. As long as there is still an open to buy balance available. See Store for details 

For any additional questions, please use our live chat feature, email us at or 

phone us 780 594 3602 Cold Lake & 780 573 151 For Bonnyville